San Mateo County Probate Attorney Reveals 8 Important Steps to Take After the Death of a Loved One

As a San Mateo county probate attorney, I’m often asked, “What are the most important steps I need to take after the death of a loved one?”

While there are undoubtedly a ton of things to do in the days and weeks following a loved one’s passing, I like to advise families to start with 8 specific tasks that will help them get a grip on closing out an estate. These steps will ultimately help to beat overwhelm, avoid oversights, and give families the time they need to grieve instead drowning in paperwork and government red tape:

1. Secure all property — One of the first things I advise families to do is to secure any property included in your loved one’s estate. This means immediately removing valuables and locking everything up tight (including garages and sheds!) to keep the property safe from criminals or vandals. This will also prevent other family members from picking through your loved one’s assets before the proper time.
2. Request certified copies of the death certificate — A certified copy of your loved one’s death certificate can typically be ordered from the funeral home or you can apply for one through the San Mateo County Clerk-Recorder’s office here. You will need several copies of this death certificate to claim social security benefits, transfer property, close out bank accounts, and handle any other financial affairs.
3. Freeze financial accounts — You’ll want to take an inventory of your loved one’s financial affairs as soon as possible following his or her passing. Essentially you’ll want to make sure all automatic debits are stopped and a freeze is placed on all bank accounts and credit cards that are not jointly owned. It’s also a good idea to stop any automatic deposits scheduled to hit the bank account before you officially close it out.
4. Locate estate planning documents and contact a probate attorney — 99.9 % of the time, families will need to contact a San Mateo County estate planning attorney immediately following the death of a loved one. That’s because the administration of your loved one’s estate will depend on the legal documents he or she had in place at the time of death.  So, for example, if your loved one did not have a will or only had a will in place, you will need an attorney to assist you in filing with the probate court. If your loved one had a trust in place, you may avoid the court process, but will still need to contact an attorney to ensure the trust is administered properly and all expenses of the estate are paid.
5. Relocate abandoned pets — If a loved one died leaving pets alone in the house, you should immediately take steps to place the animals with another family member, friend, or local shelter. You may also want to contact your loved one’s attorney to find out if they had legal plans in place (such as a pet trust) to care for their beloved friends upon their passing.
6. Contact social security — Social security must be notified following the death of a loved one. You should call them at 1-800-772-1213. Benefits will be stopped upon notification and you can also inquire about surviving benefits for a spouse or child.
7. Open Benefit Claims — If your loved one had life insurance or was entitled to death benefits from his or her place of employment, union, or civic organization, you must contact such organizations in the days and weeks following your loved one’s death to start your claims.
8. Consider long-term care for the surviving spouse —  If your loved one left behind a surviving spouse who is elderly and unable to live alone, consideration should immediately be given to his or her long-term care. This may range from moving in with another relative to hiring round-the-clock in-home health aides. Nursing home care may also be required in this situation, in which case I’d advise you to consult with a San Mateo County probate lawyer to discuss potential ways to protect your loved one’s assets before making such a move.

******
Of course, in addition to taking the steps above, I always welcome you to contact me, your neighborhood San Mateo County probate lawyer for help. Our office can assist you in working through the legalities of your loved one’s estate and handling any estate administration needs.

By simply mentioning this article, you can come in for a complimentary planning session (normally $500). However, this offer is limited to the first 10 responders, so call (650) 422-3313 to reserve your space.

March 4th, 2011 Posted to Estate Planning | Comments (1)