FREE PLANNING GUIDE

Get The Government To Pay For Your Long-Term Care

How To Qualify for Medi-Cal Benefits Without Losing Your Assets and Everything You’ve Worked So Hard to Obtain

By: Gary Brainin, Esq.

long-term-care-book-imageThe decision to place a loved one in a nursing home is often accompanied by an incredible amount of anxiety and stress. Whether it’s the result of a sudden disability or a gradual decline in health, no family is ever really prepared for the transition.

In starting the search for a nursing home, assisted/independent living facility, or home health care agency, families are often faced with these burdensome questions:

  • How will we afford this care?
  • Will we lose the house?
  • Can the nursing home or assisted living facility seize bank accounts?
  • What if accounts/assets are jointly titled in someone else’s name?
  • What happens to the elderly spouse or disabled child still living at home?

And:

  • Is there a way to protect the assets I’ve worked so hard to leave to my family?

Contrary to popular belief, Medicare and Private Health Insurance will NOT cover most of the costs associated with long-term care, which typically run in excess of $9,000 per month in the Santa Clara area. There’s no greater frustration or heartbreak for a senior to watch their entire life savings (… and the inheritance they worked so hard to leave to their family) get eaten up by long-term care expenses.

Fortunately, there are a number of strategies designed to protect your assets (or those of your loved ones) while preserving your independence and the level of care you need.

In this FREE planning guide by attorney Gary Brainin, seniors and their loved ones will discover:

  • The differences between Medicare and Medi-Cal, and why your current coverage will likely pay NOTHING toward your long-term care expenses.
  • Which assets you can keep, and which must go, when applying for Medi-Cal.
  • Government-approved strategies to qualify for Medi-Cal assistance, without having to “spend down” your assets or sell everything you own.
  • How to preserve assets for a healthy spouse or special needs child when seeking Medi-Cal eligibility.
  • How to ensure your loved one receives the level and quality of care he or she deserves.
  • … and more!

While a nursing home, assisted living, or home health care stay may be unavoidable for you or a loved one, becoming impoverished to afford this level of care does not have to be your family’s fate. Learn a better way to protect your family and the things that matter most.

Download Gary Brainin’s Free Planning Guide Today!

   
   

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